NASDAQ, AROW - Arrow Financial Corp
Our holding company, Arrow Financial Corporation, a New York corporation, was
incorporated on March 21, 1983 and is registered as a bank holding company
within the meaning of the Bank Holding Company Act of 1956. Arrow owns
(directly or indirectly) two nationally chartered banks in New York (Glens Falls
National and Saratoga National), an insurance agency (Capital Financial Group,
Inc.), a registered investment adviser that advises our proprietary mutual funds
(North Country Investment Advisers, Inc.), a Real Estate Investment Trust (Arrow
Properties, Inc.) and five other non-bank subsidiaries whose operations are
insignificant. ...
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