AMEX, TMP - Tompkinstrustco
are qualified by the section
captioned "Forward-Looking Statements" in Item 7. Management's Discussion and
Analysis of Financial Condition and Results of Operations of this Report and
other cautionary statements set forth elsewhere in this Report.
General
Tompkins Financial Corporation, ("Tompkins" or the "Company") is headquartered
in Ithaca, New York and is registered as a Financial Holding Company with the
Federal Reserve Board under the Bank Holding Company Act of 1956, as amended.
The Company is a locally oriented, community-based financial services
organization that offers a full array of products and services, including
commercial and consumer banking, leasing, trust and investment management,
financial planning and wealth management, insurance, and brokerage services. ...
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